ATMs & Cash on Siargao
Siargao is still overwhelmingly a cash island: most restaurants, homestays, surf instructors, tricycle drivers and tour operators do not take cards. Working ATMs are concentrated in General Luna (BDO machines at the bank branch plus one near Little Nap Inn, and a scattering of Euronet machines) and in Dapa town, and they regularly run out of cash on weekends and holidays.